Keep your financial life coordinated across borders.
Living abroad adds new variables to investing, income, and account management. Adrian Flambard and Bennett Linsky lead this area of US Expat, helping you see the whole picture and coordinate the right advisory support.
What cross-border financial planning involves
Living abroad layers new variables onto decisions you may already have in hand. These come up for most households.
- Managing U.S. investment and retirement accounts while living overseas.
- Building reliable income across currencies and account types.
- Understanding how account access and custody can change once you’re abroad.
- Coordinating U.S. and non-U.S. professionals so nothing falls through the cracks.
- Planning for currency movement, banking, and day-to-day cash flow.
Common financial planning topics
Investment accounts
How U.S. accounts can be affected by living abroad, in general terms.
Retirement income
Coordinating Social Security, IRAs, pensions, and taxable accounts.
Banking & currency
Considerations for moving money and managing multiple currencies.
Account access
Why some providers treat non-resident clients differently.
Estate & legacy
Why cross-border estate planning often needs specialist review.
Tax coordination
Keeping financial decisions aligned with tax realities.
Common questions.
Can I keep my U.S. brokerage and retirement accounts abroad?
Often, but not always automatically. Some providers treat non-resident clients differently and may restrict accounts. This is worth reviewing before you move.
How do I create retirement income overseas?
It usually involves coordinating Social Security, IRAs, pensions, and taxable accounts across currencies and tax systems. The right sequence depends on your circumstances.
Does US Expat manage investments?
US Expat is education-first. Where regulated advisory services are referenced, they are offered separately through the appropriate advisory relationship and documentation.
When is the right time to plan?
Generally before a move and before major financial decisions, then reviewed at least annually as your situation and the rules change.
A note on financial planning content
Financial planning topics discussed by US Expat are educational and general in nature. They should not be treated as personalized investment, financial, or retirement advice unless provided through the appropriate advisory relationship and documentation. Where regulated advisory services are referenced, they are offered separately and are subject to applicable jurisdiction, registration, and compliance requirements.
Where does this fit in your move?
Start with the questionnaire and we’ll point you to the most relevant resources.
